Payhawk
AI Expense Management
European spend management with cards, expenses and AP.
Payhawk vs Pleo
Both Payhawk and Pleo sit in AI Expense Management, and firms regularly shortlist them together. They are not interchangeable: Payhawk is aimed at european and multi-entity businesses, while Pleo is built for european small businesses. Payhawk does not publish a public price, and Pleo does not publish a public price.
| Feature | Payhawk | Pleo |
|---|---|---|
| Best for | European and multi-entity businesses | European small businesses |
| Starting price | Custom | Custom |
| Pricing model | Custom | Custom |
| Free plan | No | No |
| Free trial | No | Yes |
| Category | AI Expense Management | AI Expense Management |
| Our rating | 4.3 / 5 | 4.3 / 5 |
| Visit Payhawk | Visit Pleo |
The verdict
Choose Payhawk if
- You need european and multi-entity businesses
- Strong European and multi-entity coverage
- Cards, expenses and AP in one
Choose Pleo if
- You need european small businesses
- Very easy for employees to use
- Good European coverage
What to watch either way
- Payhawk: Less known in the US
- Pleo: Less suited to large enterprises
Testing them
Payhawk has no free tier, so testing needs budget approval first, and Pleo offers a free trial. Whichever you trial, run it on your messiest real documents rather than a clean demo file — that is where the difference between these two actually shows up.
Pleo
AI Expense Management Free trial
Smart company cards and expense management for European SMEs.