IntelliBookkeeping AI tools for accountants

Ramp vs Expensify

Expensify pioneered receipt scanning as a paid subscription. Ramp gives equivalent expense management away free and earns its money on card interchange. That changes the comparison completely.

FeatureRampExpensify
Best forUS companies wanting to kill expense reportsTeams with travel and expense volume
Starting price Free Free
Pricing modelFree core productPer-user subscription
Free planYesYes
Free trialNoYes
CategoryAI Expense ManagementAI Expense Management
Our rating 4.6 / 5 3.9 / 5
Visit Ramp Visit Expensify

The verdict

If you are willing to move card spend onto Ramp, it is very hard to justify paying for Expensify: you get automated categorisation, policy enforcement and receipt matching at no software cost.

Expensify remains the better answer if you cannot or will not change cards, if you need strong international coverage, or if you want expense management decoupled from a card programme.

Ramp

AI Expense Management Free plan Featured

Corporate cards and spend management with automated categorisation and policy enforcement.

Expensify

AI Expense Management Free plan

Receipt scanning and expense reporting with automated approval.